English Work Injury in Japan: Rosai Insurance Covers Foreign Workers Too
Japan's work injury insurance (rosai) covers foreign workers regardless of nationality, including students injured during part-time jobs, and the employer pays the premium. Health insurance cannot be used for a work or commuting injury: treatment at a rosai-designated hospital is free, and the full cost is refunded if you had to pay elsewhere. From the fourth day off work you receive 80% of your basic daily wage, about 5,217 yen a day on 200,000 a month. You file the claim yourself at the Labour Standards Inspection Office, even if the employer refuses to certify, never enrolled, or has closed, and even after you have left Japan. Time limits: two years for treatment and absence benefit, five for disability and survivors. The MHLW brochure is available in 13 languages.