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How foreigners open a bank account in Japan: the 6-month residence rule, Japan Post Bank accepting just 3 months, online banks with no hanko, required documents, and closing the account when you leave.

Japan pension lump-sum withdrawal payment explained: who qualifies, the 5-year payout cap, the unconfirmed 8-year reform, claim deadlines, and how to reclaim the 20.42% withheld tax.

What your visa really allows in Japan: side jobs on a work visa, the 28-hour rule for students, full freedom for spouses and permanent residents - and the two things that are always legal.

How to see a doctor in Japan: clinic or hospital, the 5 steps of a visit, Japanese phrases that work, and emergencies - call 119 (free) or #7119 when unsure. A guide for foreign residents.

The second of the five skills: keep a part of what you earn. The biggest wins for foreigners are simple switches — a cheaper SIM, a smarter way to send money home, the right card, the right home internet.

The first of the five skills for living in Japan: protect your visa, your contracts and your health. If this foundation cracks, everything else falls. Guides on health insurance, residence registration, renting and move-out costs.

Money and life follow principles that do not change with country or century. Learn the five skills — protect, save, earn, grow, spend — and how to practise them as a foreigner living in Japan.

Living in Japan is hard when nobody tells you the rules. lazy-lazy is the senpai you don't have yet — practical, honest guides on visa, housing, money and health for people from Nepal, Sri Lanka and beyond.

Move-out costs in Japan explained. Normal wear is the landlord responsibility; you pay only for damage you caused. How foreigners avoid being overcharged and how to push back.

How foreigners register their address (juminhyo) in Japan. The 14-day rule, what to bring, why you need it for a bank, SIM, insurance and jobs, and how it connects to tax.

Why foreigners get rejected for credit cards in Japan, and how to get approved the first time. Why the Rakuten Card suits your first card, a pre-application checklist, and the debit-card alternative.

Which SIM in Japan can you get without a credit card? Compare Rakuten Mobile, ahamo, povo and Nihon Tsushin by price, data, coverage and eSIM. Plus the three walls foreigners hit and how to sign up.

Home internet in Japan for foreigners: fibre vs home router vs pocket Wi-Fi. Why a no-installation home router (Rakuten Turbo) suits newcomers, prices, and how to sign up in a rental.

The cheapest way to send money from Japan to Nepal or Sri Lanka. Compare Wise, banks, IME, Prabhu and Western Union: how much arrives on 100,000 yen, choosing by your family, and how to send.

Renting an apartment in Japan: the real move-in cost (4-6 months), the documents you need, and how to rent without a Japanese guarantor using a guarantee company.

Living in Japan over 3 months? You must join National Health Insurance. How to enrol, what it costs, the 14-day rule, using your card, and how unpaid premiums affect your visa renewal.