Unemployment Benefits in Japan for Foreigners: Up to 80% of Pay, After a 7-Day Wait

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Eyecatch for Unemployment benefit: who qualifies: a worried person with briefcase icons, and panels reading Per day 50〜80%; If you quit 90 days + English
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Checked on 9 October 2026 against Hello Work’s pages on the basic allowance, benefit days and procedures, the MHLW paper on the reform effective April 2025, and the Employment Insurance Act (e-Gov). The daily caps are the figures as of 1 August 2026; they change every August.

In short

  • “Unemployment insurance” is the basic allowance of employment insurance, and foreign residents who were enrolled can claim it. There is no nationality condition. Student part-timers are not enrolled, so they cannot.
  • Two conditions: 12 months insured in the two years before leaving, and looking for work in Japan. After dismissal or bankruptcy, 6 months in one year is enough.
  • The amount is 50-80% of your previous daily wage, capped at 7,450 yen a day under age 30. Voluntary leavers get 90 days; dismissed workers 90-330 days by age and years insured.
  • Voluntary leavers wait 7 days plus a one-month restriction. It was two months until April 2025. Dismissed workers start after the 7 days.
  • Leave Japan and the payments stop. You must appear at Hello Work every four weeks. The claim window is one year from the day after leaving.
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Once you can see when the money starts, you choose your leaving date and your search window yourself, instead of guessing.

Illustration of a conversation. Left: "Do I get jobless pay after I go home?" Right: "No. Leave Japan and the payments stop."

You left the job. Nothing lined up yet. A Japanese colleague says “you can get unemployment.” Can a foreigner? What about the visa? What if I go home? Hello Work’s pages are in small-print Japanese. This article clears the three things that trip up foreign residents – status of residence, student part-time work, and leaving Japan – and then gives the conditions and the money.

Can a foreign resident claim it? Yes, if you were enrolled

Decision tree for claiming Japan's unemployment benefit as a foreign resident. 1: were you enrolled in employment insurance? Anyone working 20 or more hours a week for 31 or more days is enrolled whatever their nationality, but a student's part-time job is outside, so no claim. 2: did you have 12 or more insured months in the two years before leaving? After dismissal, bankruptcy or non-renewal, 6 months in one year is enough; a month counts with 11 or more paid days or 80 or more hours. 3: are you looking for work in Japan? You register at Hello Work and need a status that lets you work; abroad you cannot attend the 4-weekly unemployment check, so no claim. If all three hold, you can claim.

What people call unemployment insurance is formally the “basic allowance” (kihon teate) of employment insurance: money paid to someone who has lost a job, to live on while looking for the next one (Hello Work, “Basic allowance”). Who gets it is set by the Employment Insurance Act, and that Act has no nationality condition. With 20 or more scheduled hours a week and a prospect of 31 or more days of employment, a foreign worker is enrolled exactly like a Japanese one (none of the Art. 6 exclusions apply). If your payslip shows an employment-insurance deduction, you were in.

Three things trip up foreign residents.

  • Student part-time work does not count. Art. 6 excludes students under the School Education Act (daytime students). A 28-hour-a-week job under a permission for activities outside status was never enrolled. Same reason as the “not enrolled” answer in the student social-insurance article.
  • You need a status that lets you work in Japan. The allowance goes to people “able to take a job at any time” who cannot find one. That logic points to work statuses (Engineer/Humanities, Specified Skilled Worker, Permanent Resident, Spouse of Japanese National and so on) or a permission for activities outside status that allows work. A job search on a work status is one of the listed “good reasons” against status revocation.
  • Leave Japan and it stops. Unemployment is “recognised” every four weeks in person at the Hello Work for your address. No presence, no recognition, no payment. Whether to claim first or fly first is at the end of this article.

Two conditions: 12 months, and looking for work

Hello Work’s eligibility test has exactly two parts.

  1. Being unemployed – registered as a job seeker at Hello Work, willing and able to work, yet unable to find a job. Someone who cannot start work because of illness or childcare, or who plans to rest for a while, is not “unemployed” in this sense. If you were in employee health insurance, money for the time you cannot work may come from the sickness allowance, which can continue after you leave.
  2. An insured period of 12 months or more in the two years before leaving – a month counts when 11 or more days, or 80 or more hours, were paid. “Specified qualified recipients” (dismissal, bankruptcy) and “specified-reason leavers” (contract not renewed, and similar) need only 6 months in the year before leaving.

So someone who worked a year and quit qualifies; someone who quit after ten months does not. Someone whose contract was ended after ten months qualifies under the six-month rule. The “reason for separation” on your rishokuhyo decides this, so if the reason your employer wrote looks wrong, say so at Hello Work; it investigates and decides.

Decision tree for unemployment benefit: first you must be registered at Hello Work and able to work. 12 or more insured months in the 2 years before leaving qualifies (for example, worked a year and quit). If not, those dismissed, whose employer went bankrupt or whose contract was not renewed qualify with 6 months in the year before leaving (for example, contract cut at 10 months); otherwise you do not (for example, quit after 10 months). A month counts with 11 or more paid days or 80 or more hours

How much, and for how long?

Bar chart of benefit days in Japan, bar length equal to days. If you quit, age does not matter: 90 days with under 10 years insured, 120 for 10 to 20, 150 for 20 or more. Dismissed or bankrupt under 30: 90 days under 1 year, 90 for 1 to 5 years, 120 for 5 to 10. Age 30 to 34: 90, 120 and 180. Around 30 with 1 to 5 years, that is 90 days if you quit and 90 to 120 if dismissed, about 3 to 4 months. Per day you get 50 to 80 percent of your daily wage, capped at 7,450 yen under 30 as of 1 August 2026.

The daily amount is roughly 50-80% of a “daily wage” calculated from your last six months’ pay. Lower earners get the higher rate. There is a cap: as of 1 August 2026, 7,450 yen under age 30, 8,270 at 30-44, 9,110 at 45-59, 7,830 at 60-64 (MHLW, change to the daily basic allowance, Japanese). Counting 28 days, someone under 30 gets at most 7,450 x 28 = 208,600 yen.

The number of days depends on how you left and how many years you were insured.

  • Voluntary leavers: 90 days with under 10 years insured, 120 for 10-20 years, 150 for 20 or more. Age does not matter.
  • Specified qualified recipients (dismissal, bankruptcy): 90-330 days by age and years. Under 30: 90 days with under 1 year, 90 for 1-5 years, 120 for 5-10. Age 30-34: 90, 120, 180.

Most foreign readers are around 30 with one to five years in the job. That means 90 days if you quit, 90-120 if you were dismissed. Think of it as three to four months.

Daily cap on the basic allowance (as of 1 August 2026)

Age when leaving Daily cap 90 days at the cap
Under 30 7,450 yen 670,500 yen
30-44 8,270 yen 744,300 yen
45-59 9,110 yen 819,900 yen
60-64 7,830 yen 704,700 yen

Your own amount follows your last six months’ pay, so it is this or lower. The daily floor is 2,562 yen from 1 August 2026. Both change every August (MHLW, Japanese). The 90-day column is simply cap x 90.

Days of payment after dismissal or bankruptcy, by years insured and age

Age when leaving Under 1 yr 1-5 yrs 5-10 yrs 10-20 yrs 20+ yrs
Under 30 90 90 120 180 n/a
30-34 90 120 180 210 240
35-44 90 150 180 240 270
45-59 90 180 240 270 330
60-64 90 150 180 210 240

Applies to specified qualified recipients, and to specified-reason leavers whose fixed-term contract was not renewed: the latter get the same days only if they left on or before 31 March 2027 (Hello Work, benefit days, Japanese).

Days of payment if you quit, retire or your contract simply ends

Years insured Voluntary leavers and other reasons (all ages)
Under 10 years 90 days
10-20 years 120 days
20 years or more 150 days

Under 1 year, only specified-reason leavers with 6 or more months qualify, for 90 days. People with a hard-to-employ status, such as a disability, have a separate table (150-360 days).

When does it start? Seven days plus a month if you quit; seven days if dismissed

From the day you register as a job seeker, the first seven days of unemployment are a “waiting period” with no payment. That applies to everyone.

If you left voluntarily, a “benefit restriction” follows the waiting period, and for separations on or after 1 April 2025 it is one month as a rule (MHLW, reform effective April 2025; two months before that). Three or more voluntary separations in five years make it three months. The restriction is lifted if you take education or training on your own after leaving (or within a year before). Dismissed and bankruptcy leavers have no restriction: payment starts after the seven days. If you left after being asked to resign, or your fixed-term contract was not renewed, you can be treated much like a dismissed worker.

When unemployment benefit starts, with width proportional to days. Everyone waits 7 days from registering as a job seeker. If you quit, a one-month restriction follows, so the first payment comes nearly two months after registering. If dismissed or bankrupt, you are paid from after the 7 days. Payment comes after each 4-weekly unemployment check, where you report job-search activity, two or more as a rule. The one-month restriction applies to leaving on or after 1 April 2025 (two months before); three quits in five years means three months.

Money actually arrives after each “recognition day”, every four weeks, when you go to Hello Work and report at least two job-search activities for the period (applications, a careers consultation at Hello Work, and so on). The first recognition needs only one activity, and payment reaches your account usually five business days after the recognition day. If you quit, expect close to two months between registering and the first payment, and budget for it. The National Pension does not have to be part of that budget: with a copy of your separation notice, the unemployment exemption can cover it regardless of last year’s income. If the rent is at risk too, the housing security benefit, which foreign residents may also get, helps people who lost their job within the last two years.

The procedure and what to bring

  1. Receive the rishokuhyo (-1 and -2) from your employer. It arrives after you leave. If you can, check while still employed that the reason written for your leaving matches the facts. If it does not come, go to Hello Work.
  2. At the Hello Work for your address, register as a job seeker and have your eligibility decided. Bring the rishokuhyo, your My Number Card (or notification card plus photo ID), photos and a bank book in your name. Hello Work is open Monday to Friday, 8:30-17:15 (not on public holidays or at New Year) and asks you to arrive before 16:00. Bring two photos, 3.0 cm x 2.4 cm (not needed if you show your My Number Card). For identity it asks for one photo ID from a public body, such as a driver’s licence or My Number Card, or two other documents such as a health-insurance card; ask the counter whether your residence card is accepted. The reason for separation is judged here too.
  3. Attend the first recipients’ briefing. You receive your recipient’s certificate and the recognition report form, and are told your first recognition day.
  4. Every four weeks, go to Hello Work on the recognition day. Fill in your job-search record and hand it in. The recognised days are paid a few days later.
Unemployment benefit procedure: 1 receive the rishokuhyo from your employer, about 10 days to 2 weeks after leaving; 2 register as a job seeker at Hello Work and have eligibility decided, bringing the rishokuhyo, My Number Card, photos and your own bank book, with the residence card as photo ID; 3 attend the first briefing; 4 then every four weeks hand in your job-search record on the recognition day and get paid a few days later. Report any days you worked

What counts as “job-search activity” (Hello Work guidance)

Counts as job-search activity Does not count
Applying for a job Only browsing job listings at Hello Work, in newspapers or online
Hello Work careers consultation, referral or seminar Only asking acquaintances to introduce you
Consultation, referral or seminar at a licensed or registered private agency
Consultation at a public body, or a company briefing with one-to-one advice
Sitting a qualification exam that helps you get a job

Hello Work may phone the organisation you used to confirm it.

What not to do: leave out days you worked, or claim job-search activities you did not do. Fraud stops every further payment; you must also repay what you received and may be ordered to pay up to twice that amount on top. A day of part-time work, once reported, simply reduces or defers that day’s allowance.

Leaving Japan: claim first, or fly first?

You lose your job and decide to go home first, spend time with family, and work out what is next from there. Where you come from, that may be the natural order. Japan’s unemployment benefit is for people who are in Japan and report to Hello Work every four weeks. Fly home first and you do not collect it.

The claim window is one year from the day after you leave the job. Your allotted days must be used inside that year. Once you leave Japan you cannot attend recognition, so the remaining days are lost the day you go.

Timeline of the one-year claim window: if you stay and job-hunt after quitting, the first payment comes after about two months and then 90 days follow within the year. If you go home first, you cannot attend recognition from the day you leave and the remaining days are lost; premiums are not refunded, though part of your pension comes back as the lump-sum withdrawal

That leaves two options if you have decided to go home.

  • Stay, look for work and claim. You need time left on your period of stay and a status that lets you work. If you quit, the first payment is about two months away and then 90 days follow. If your period of stay is close to expiry, weigh whether a renewal would pass.
  • Go without claiming. The employment-insurance premiums you paid are not refunded. Pension is different: part comes back as the lump-sum withdrawal. The whole departure sequence is in the leaving-Japan checklist.

The decision: do you qualify?

Worked a year or more, quit or were dismissed, hold a work status, and are looking for the next job in Japan: yes. Take the rishokuhyo to Hello Work. About two months to the first payment if you quit, under a month if dismissed.

A student who left a part-time job: no. You were never enrolled. For money, see the living-cost article and the scholarship article.

Leaving Japan right away: no. The rishokuhyo is no use abroad, so make sure of the pension lump-sum and the income-tax refund instead.

At a glance: numbers, deadlines and where to go

For anyone coming back to this later, here are the article’s numbers in one place, each tied to its official page.

Numbers and deadlines at a glance (checked 9 October 2026)

Item Rule Official page
Eligibility 12 or more months insured in the 2 years before leaving (6 months in 1 year after dismissal, bankruptcy or for specified-reason leavers). A month counts when 11 or more days, or 80 or more hours, were paid Basic allowance
Waiting period 7 days of unemployment after registering; nothing paid. Everyone Procedures
Benefit restriction Voluntary leavers: one month as a rule (separation on or after 1 April 2025); three months after 3 or more voluntary separations in 5 years; lifted if you take education or training yourself MHLW, effective April 2025
Recognition Every 4 weeks as a rule, with 2 or more job-search activities in the period (1 for the first) Procedures
Payment Usually 5 business days after recognition Procedures
Deadline One year from the day after leaving. Unused days are lost even if some remain Basic allowance
Extending the year If illness, injury, pregnancy, childbirth or childcare stops you working for 30 or more days in a row: extended by those days, up to 3 years in total. Apply at Hello Work Basic allowance
Daily amount About 50-80% of the daily wage. Caps 7,450 yen (under 30), 8,270 (30-44), 9,110 (45-59), 7,830 (60-64); floor 2,562 yen (as of 1 August 2026) MHLW, daily amount change
Number of days The two tables above: 90-150 if you quit, 90-330 if dismissed Benefit days
Fraud All further payment stops. Repayment, plus up to twice the amount on top Basic allowance
Where and when Hello Work for your address. Monday to Friday 8:30-17:15, not on public holidays or at New Year Procedures

FAQ

Q. Can foreigners get unemployment benefit in Japan?

Anyone who was enrolled in employment insurance can, regardless of nationality. Conditions: 12 months insured in the two years before leaving (6 months in one year after dismissal or bankruptcy), and looking for work in Japan.

Q. I was a student with a part-time job. Can I claim?

No. Daytime students are excluded from employment insurance, so you were never enrolled.

Q. How much, and for how many days?

50-80% of your previous daily wage, capped at 7,450 yen a day under age 30 (as of August 2026). 90 days if you quit with under 10 years insured; 90-330 days after dismissal, by age and years.

Q. I quit. When does payment start?

After a 7-day waiting period and a one-month restriction (for separations on or after 1 April 2025). Expect about two months to the first payment.

Q. Can I keep receiving it after I leave Japan?

No. Recognition happens every four weeks in person at Hello Work, so the remaining days are lost when you leave.

Q. Can I do part-time work while claiming?

Yes, if you report it on the recognition day; that day’s allowance is reduced or deferred. Not reporting it is fraud and stops all further payment.

Summary

Japan’s unemployment benefit (the basic allowance) is open to any foreign resident who was enrolled in employment insurance, whatever their nationality. Twelve months in two years (six in one after dismissal), and a job search in Japan. Student part-timers are out. Leaving Japan ends it.

50-80% of pay, capped at 7,450 yen under 30. 90 days if you quit, 90-330 if dismissed. Quitters wait seven days plus a month. Take the rishokuhyo to Hello Work – that is the first step.

Sources (official): Hello Work Internet Service, the basic allowance / benefit days / employment insurance procedures / MHLW, 2024 employment insurance reform, provisions effective 1 April 2025 / Employment Insurance Act, Art. 6 (e-Gov) / MHLW, notification of foreign workers’ employment status (all checked 9 October 2026)

WHO WROTE THIS

mori — illustrated avatar, a terakoya teacher

mori

Japanese. I read the ministries’ own notices, orders and Q&As in the original, and I start from what my Nepalese and Sri Lankan friends in Japan actually ran into. I do not write about what I have not checked or been told.

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